上个月我还清了抵押贷款。三十年。
银行寄来了地契,恭喜,现在它是你的了,无债一身轻。
两周后,县里的税单寄到了。9400美元。而且这不是一次性的事情,每年都要付,直到我死。
不付的话,他们最终会收走房子。我刚花了三十年买下的那个房子。
那么这里真正改变了什么?
三十年来,我付钱给银行,好让我能住自己的房子。现在我付钱给县政府,好让我能住自己的房子。
不同的信封。相同的安排。
没人能真正还清房子的钱。你只是银行用完了。
I Paid off my mortgage last month. Thirty years.
Bank sent the deed over, congratulations, it's yours free and clear.
Two weeks later the county tax bill shows up. $9,400. And that's not a one time thing, that's every year until I die.
Stop paying it and eventually they take the house. The one I just spent three decades buying.
So what actually changed here?
For thirty years I paid a bank so I could live in my own house. Now I pay the county so I can live in my own house.
Different envelope. Same arrangement.
Nobody ever finishes paying for a home. You just run out of banks.