collateral

[COLLATERAL]

英 [kə'lætərəl] 美 [kə'lætərəl]

adj.旁系的；并行的；附属的 n.附属担保物；支亲；副保

◉词源

Collateral（附带的/抵押品）约于14世纪晚期进入英语，源自拉丁语 collateralis（并排的、在侧面的），由 col-（一起）+ lateralis（侧面的，来自 latus “侧面”）组成。演变过程：从字面“并排、在侧面”扩展为“附带的、间接的”（如 collateral damage），并发展出金融“抵押品”义。前缀 col-（一起，PIE kom-）；词根 later-（侧面，PIE stel- “放置、站立”）；后缀 -al（表示“……的”）。

◉外刊例句

① The New York Times, 2015:

The Collateral Victims of Criminal Justice.

刑事司法的附带受害者。

② The New York Times, 2015:

A Cellar Full of Collateral, by the Bottle or the Case

一地窖的抵押品，按瓶或按箱。

◉ Usage Examples

(1) Cousins are collateral relatives.

(2) Security market and property right trade market are two collateral markets.

(3) He offered some collateral evidences.

(4) He used his house as a collateral for the loan.

(5) The bank will insist on collateral for a loan of that size.

(1) 表堂兄弟姊妹都是旁系亲属。

(2) 证券市场和产权交易市场是两个并行的市场。

(3) 他提供了一些旁证。

(4) 他用房子作这笔贷款的担保品。

(5) 银行对这样的大笔贷款一定要有抵押物。

◉ Usage Examples

It's what you promise to give someone if you don't repay a loan, like the car you put up as collateral when you take a loan out from the bank. As an adjective, collateral can refer to something indirect or off to the side, like collateral damage.

Collateral is the watch you put on the table in a poker game, or the shoes you trade in at the bowling alley. If you pay back your debts, you get your goods back. As an adjective, collateral describes something indirect, like collateral damage (non-soldiers inadvertently killed in war) or collateral relatives such as your second-cousin-once-removed that your mother keeps bugging you to call.

◉柯林斯词典

1. [N-UNCOUNT 不可数名词]担保金；抵押物 Collateral is money or property which is used as a guarantee that someone will repay a loan. [oft as N] [FORMAL 正式]

Many people use personal assets as collateral for small business loans...

很多人把个人财产用作小额商业贷款的抵押品。

Most people here cannot borrow from banks because they lack collateral.

由于拿不出东西作为抵押，这里大部分人无法从银行贷款。